How Get Funded Instantly Works

We receive referral fees from our lending partners when a successful funding match is made. This means our service is completely free for business owners—you'll never pay us directly. Our incentive is aligned with yours: we only succeed when you get funded.

No. Our initial application process uses only a soft inquiry, which does not affect your credit score. Individual lenders may perform hard credit pulls as part of their formal underwriting process, but only if you choose to proceed with their application.

Your application information is shared only with our network of vetted lending partners. These are legitimate financial institutions and alternative lenders who have agreed to our partner standards. We never sell your information to third-party marketers or data brokers.

Requirements vary by lender, but generally our network works best for businesses that have been operating for at least 6 months and have monthly revenue of $10,000 or more. However, we encourage all business owners to apply—some of our partners specialize in startups and newer businesses.

The initial application takes about 5 minutes. Many applicants receive their first responses within 24 hours. From there, the timeline depends on the lender you choose—some alternative funders can complete the entire process in 24-48 hours, while traditional bank loans may take 1-2 weeks.

Every lender undergoes a rigorous vetting process before joining our network. We verify licensing and regulatory compliance, review reputation and customer feedback, ensure transparent pricing practices, and require adherence to fair lending laws. We continuously monitor partner performance and remove those who don't meet our standards.